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There are no best e-currencies or payment processors. There are currencies and processors which are better than others for your products, services, country or levels of expertise. Set up a free account with the ones which will be most suitable for your short, medium term or long term projects . Comments on this page are presented from a British and European perspective. Expect some bias. There are always ongoing fraud enquiries and things change very rapidly. There are big differences between an electronic payment processor and a cash transfer service. Be sure that you understand the difference before giving out any personal details to a cash transfer service or a payroll processor.


PayPal enables you to add and withdraw funds from any major bank. PayPal sends funds to anybody with an e-mail address, They have over a hundred million accounts and they can conduct transactions in many different currencies. (23 to date) You can fund PayPal from your bank or your credit card. You can apply for a PayPal credit card which sometimes offers introductory rates of 0% for several months. This processor does not accept money game, MLM or matrix programs.




AlertPay. I used AlertPay when I was playing autosurf games. It was a processor, which made payments to British banks extremely difficult and and it was far too expensive for people with limited funds. I stopped using AP because it seemed to be so outrageously expensive. However it is a respected and cost effective processor in North America and some European countries. If you are not a British citizen, you can read the small print carefully and decide if you wish to.


SolidTrustPay. This was my personal favourite. I opened an account when I played autosurf money games. The processor had teething problems, which were overcome without too much down time. STP transferred funds to my bank account a few times. Only one transaction went missing. I sent in a support ticket and “Stella”, a principal e-mailed me personally to say that she would investigate the matter herself. She credited my account immediately. She found the original money within 24 hours. How is that for service? I find logging in to the help desk with Firefox a problem but I can use Internet Explorer to access the account and the help desk. That is a minor detail. I am extremely happy with the levels of service that I have received from STP.

GlobalDigitalPay. Global Digital Pay is fully owned by Digital Trade Network Ltd, a British Virgin Islands company, incorporated in 2008. Its owners have been involved in the digital currency exchange industry since 2002. It is associated with London Gold Exchange which is the World’s largest and most established trader of Digital Currency (also known as e-currency, digital gold and silver or e-money). Which is an international business with offices in Europe, Asia and Pacific rim countries .

Set up a free DigitalGlobalPay account.
LibertyReserve. Most North Americans are not very happy about this processor and there are good reasons for their concern. The standards of customer service is not up to the standard of processors like StrictPay and Americans are used to top quality customer service. LibertyReserve allows far more HYIP programs to use their services than the other processors. Money game laws are not as strict as they are in America. LibertyReserve does not compensate you for any losses, if the program, in which you have placed your funds turns out to be corrupt. Take even more care with DD, if a program only gives you the option of using LR and you are considering fairly large spends. You can not make payments or withdraw funds directly from your bank to LibertyReserve. You have to use an exchanger. That is no reason to be put off. Every European who has a punt on high risk opportunities should.


StrictPay. If you are not familiar with US law or banking type law, avoid offshore banks and ones based in third world countries like Panama until you have made some enquiries with your own bank or researched the legality of their terms for transfers and debit cards. Laws differ from country to country. StrictPay was renowned for the highest levels of technical and customer support. The operation is based in Panama but it is becoming accepted by most Europeans. I tested it with a $10 spend. If I receive a significant amount of funds, I will ask The Royal Bank of Scotland in Leeds for a more informed opinion on the legality of banks in Panama. I am very dubious about this operation. If you have researched the law in your country then you may be safe to



News of criminals who ran “banks” in this genre include Bob Krimm and Trevor Cook. You can read about these and others on the PatrickPretty web site. Bookmark the site and read the latest news at least once a week. You may find hot news on people like Nicholas Smirnow, Bob Krimm, Terry The Banker, MrsVee or Dr Mara there one day. Until you hear otherwise regard everything you hear from friends, family, gurus and insiders as nothing but an educated guess


Gold is the most widely used precious metal currency. Minute amounts of gold bullion, are accepted as security for transactions to and from payment processors. You can fund your processor accounts directly from your bank with a registered gold exchanger. I suggest Europeans use all or any of the following. I have had a first class service from.


I may use one which is becoming popular with Europeans but I am at a great disadvantage, as I can only speak English. If you are fluent in German or any other European language, do some research on xChanger. The most widely used money making forum is Surf and Zock forum.




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The publication has been created for people with lashings of common sense, a sense of humour and not too much money to throw down the drain.

The Internet is a cyberspace jungle. It is exciting and you are unlikely to encounter any serious dangers, if you take sensible precautions to protect you PC, finances and reputation but, people get bitten, ripped off or stung on occasions. This is an essential part of one’s learning curve. It hurts for a while but it hones the survival instinct.